Make QuickCash Payday Loan Easier

$200 $2000
Borrowing Periods
4 weeks20 weeks
*Estimated Weekly Repayment:
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Fast Approvals

Whenever, Wherever

No Hidden Charges

Privacy First

Make Payday Loans Online Easier

$200 $2000
Borrowing Periods
4 weeks20 weeks
*Estimated Weekly Repayment:
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Quick Cash Loans Types

We offer a variety of Short Term Loans

A weekend loan is essentially another name for a cash loan. The name comes from its purpose; you may need a weekend loan to go on a weekend getaway or spend your weekend doing some retail therapy.

Many lenders are not available during the weekends, but emergencies don’t limit themselves to certain days of the week, unfortunately. Thankfully, My Cash Online is here for you.

Apply Now

A short-term loan is a small loan designed to be repaid within a short period. These loans are under $2,000, with terms from 16 days up to 6 months. They usually feature quick applications and fast turnaround times.

Apply Now

Advance payday loans are a type of short-term borrowing where a lender will extend high-interest credit based on your income. Its principal is typically a portion of your next paycheck.

Apply Now

A same-day loan is any loan that’s disbursed the same day you’re approved for it. You may need extra cash quickly to make ends meet. A same day loan helps and can get you cash right away.

Apply Now

A Fast loans are designed to help you out when you most need them and are therefore typically assessed, approved, and disbursed on the same day as they are applied for.

Apply Now

A payday loan is a quick form of finance that is repaid in one payment, usually on your next payday. Its principal is typically a portion of your next paycheck.

Apply Now

Online loans let you complete the entire borrowing process, from prequalification to loan funding, without ever setting foot inside a bank branch. MyCashOnline is a 100% online lender which is a straightforward way to borrow.

Apply Now

Fast cash loans are salary loans and personal loans that can be approved in as fast as 10 minutes to just a few days. It’s the ideal financial support for your emergencies.

Apply Now

An emergency loan is a form of short-term that covers your expenses in case of an emergency  to help borrowers pay for unexpected expenses.

Apply Now

An easy loan is usually referred to as quick short-term loans that are easy to apply for and enable you to get an instant decision on whether or not you qualify.

Apply Now

A cash loan is a form of short-term financing solutions for consumers, usually for a loan term no longer than 2 years.

Apply Now

A Cash Advance loan is a quick, small loan that is repaid on your payday or over multiple paydays on a repayment schedule.. It also features fast approval and quick funding.

Apply Now

Quick Cash Loans Types

We offer a variety of Short Term Loans

A weekend loan is essentially another name for a cash loan. The name comes from its purpose; you may need a weekend loan to go on a weekend getaway or spend your weekend doing some retail therapy.

Many lenders are not available during the weekends, but emergencies don’t limit themselves to certain days of the week, unfortunately. Thankfully, My Cash Online is here for you.

A short-term loan is a small loan designed to be repaid within a short period. These loans are under $2,000, with terms from 16 days up to 6 months. They usually feature quick applications and fast turnaround times.

Apply Now

Advance payday loans are a type of short-term borrowing where a lender will extend high-interest credit based on your income. Its principal is typically a portion of your next paycheck.

Apply Now

A same-day loan is any loan that’s disbursed the same day you’re approved for it. You may need extra cash quickly to make ends meet. A same day loan helps and can get you cash right away.

Apply Now

A Fast Loans are designed to help you out when you most need them and are therefore typically assessed, approved, and disbursed on the same day as they are applied for.

Apply Now

A payday loan is a quick form of finance that is repaid in one payment, usually on your next payday. Its principal is typically a portion of your next paycheck.

Apply Now

Online loans let you complete the entire borrowing process, from prequalification to loan funding, without ever setting foot inside a bank branch. MyCashOnline is a 100% online lender which is a straightforward way to borrow.

Apply Now

Fast cash loans are salary loans and personal loans that can be approved in as fast as 10 minutes to just a few days. It’s the ideal financial support for your emergencies.

Apply Now

An easy loan is usually referred to as quick short-term loans that are easy to apply for and enable you to get an instant decision on whether or not you qualify.

Apply Now

A cash loan is a form of short-term financing solutions for consumers, usually for a loan term no longer than 2 years.

Apply Now

A Cash Advance loan is a quick, small loan that is repaid on your payday or over multiple paydays on a repayment schedule.. It also features fast approval and quick funding.

Apply Now
Who Can Apply

Benefits of Partnering

  • You are over 18 years old
  • You have Australian bank acount
  • You have regular income
Arjun Muralidharan
Arjun Muralidharan
2022-01-30
Over the past difficult year, I have used mycashonline many times. They are extremely professional..Turn around time for applications and fund transfers are fast as well! Looking forward to use their service in future as well!
Terry Hillier
Terry Hillier
2022-01-30
I find my cashonline easy to use, conveninient and adaptable. Terrific
Chris Dykes
Chris Dykes
2022-01-25
Great and professional service. Would highly recommend
Jeff P
Jeff P
2022-01-25
Always a easy process to apply. Have done so on a few occasions and customer service is great
Panagiotis Alexopoulos
Panagiotis Alexopoulos
2022-01-25
Fast responsive times and almost instant funds to my account.I applied for a loan and was surprised on how fast you guys got back to me. Thank you!
Sereyvy Chhean
Sereyvy Chhean
2022-01-25
Very fast service easy to deal with they are really understanding the situation when I need help or can’t make the payment
Limit Less
Limit Less
2022-01-25
Great customer service, understand real people needs and circumstances. Thank you MCO
Adam Fragnito
Adam Fragnito
2022-01-17
There when I needed them. Fast responsive times and almost instant funds to my account. Saved my day. Thank you!
Megan Gill
Megan Gill
2021-12-11
Excellent service, quick easy process

We Are Here for You

When you need small cash loans for unexpected costs, Due bills or even to plan a holiday, Same Day Cash Loans.

We offer cash n go loan to all Australian who need fast cash and meet our standard and our primary aim is to fulfil your exigency. We provide instant payday loans ranging from 200-2000 over the period up to 12 months. Our processing turnaround time is short and is all online. Wherever you are, you can easily apply instant cash loans online even from your mobile phone.

Read More

$2.03 billion Loans have been approved since 2005

125,000+Happy customers today

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FAQ

How much can i borrow ?

My Cash Online, we offer loans from $200 to $10,000 to help with all kinds of expenses including car repairs, medical bills, bond, dental work, travel and vet fee etc…

Applying is simple and we help you work out how much you can afford to borrow. Repayments can be scheduled to suit you and generally occur weekly, fortnightly or monthly.

Who qualifies?

18 years of age

Have online access to a bank account showing a minimum of 90days income

Be an Australian Citizen or Permanent Resident

Have a mobile number & email address

Have Stable income

What documents are required to apply?

As a responsible lender, we need to verify your identity and be confident that you can comfortably meet the loan repayments and that the loan is ‘not unsuitable’.

With your approval, we will obtain your 90days bank statements from our authorised provider and carry out a credit check. We may request further documentation such as your photo ID, Centrelink statement to be part of our assessment process.

How do I apply ?

Click on Apply now.

For Small Cash Loans , our process is fast. You

1. Choose your amount from $200 to $2000, our smart tech will work out a loan payment structure and loan term for you to select.

2. We verify the details you have provided and quickly get back to you.

3. When approved and we accept your offer, we transfer the money to you.

Fees and charges

Small Amount Loans

Establishment fee is 20% of loan amount.

Monthly fee is 4% of loan amount.

A dishonor fee of $12 will be charged each time you fail to make your scheduled payment. We will reattempt the repayment twice each payment cycle.

A daily default fee of $5 while your account remains in default.

There are no penalties for paying your loan out early.

 

Medium Amount Loans

Establishment fee 400$.

Monthly fee is 4% of loan amount.

A dishonor fee of $12 will be charged each time you fail to make your scheduled payment. We will reattempt the repayment twice each payment cycle.

A daily default fee of $5 while your account remains in default.

There are no penalties for paying your loan out early.

How it works ?

Once you have submitted your application, we will verify the information you have provided and we may need to collect additional documents. As a responsible lender, we conduct various inquiries including a credit check as part of our assessment process.

We use an authorised third party company – Credit Sense to obtain your latest bank statements. This enables us to assess your application quicker. Be assured that we do not have any control of your bank account and your banking details are not storeed by us or Credit Sense. We take your security seriously and all your information on this site is well protected.

Once all our checks have been done, we get back to you and arrange for the funds to be transferred to your bank account.

Making your repayments is also easy. We will set up direct debit payments on a nominated date and send you a reminder a few days before.

There is no cost to you whatsoever if you are unsuccessful in getting a loan from us. You are welcome to come back when your circumstances change.

Can I apply if I’m having unpaid default?

No! If you are current having unpaid default or discharged Bankrupt or Part 9 Agreement we will automatically decline the application.

How long does it take?

Depends on how tech savvy you are but most people get the application done within 5 minutes or less! And after that, we can take up to 1 hour to complete the assessment process. Please Note: If we require any additional support during the application process, the time frame may be extended.

Have more questions? Contact Us Now

If you have any further questions, contact us through:

Email: admin@mycashonline.com.au

Phone: 1300 998 868

Mail: PO Box 163, Forest Hill Vic 3131

FAQ

How much can i borrow ?

My Cash Online, we offer loans from $200 to $10,000 to help with all kinds of expenses including car repairs, medical bills, bond, dental work, travel and vet fee etc…

Applying is simple and we help you work out how much you can afford to borrow. Repayments can be scheduled to suit you and generally occur weekly, fortnightly or monthly.

Who qualifies?

18 years of age

Have online access to a bank account showing a minimum of 90days income

Be an Australian Citizen or Permanent Resident

Have a mobile number & email address

Have Stable income

What documents are required to apply?

As a responsible lender, we need to verify your identity and be confident that you can comfortably meet the loan repayments and that the loan is ‘not unsuitable’.

With your approval, we will obtain your 90days bank statements from our authorised provider and carry out a credit check. We may request further documentation such as your photo ID, Centrelink statement to be part of our assessment process.

How do I apply ?

Click on Apply now.

For Small Cash Loans , our process is fast. You

1. Choose your amount from $200 to $2000, our smart tech will work out a loan payment structure and loan term for you to select.

2. We verify the details you have provided and quickly get back to you.

3. When approved and we accept your offer, we transfer the money to you.

Fees and charges

Small Amount Loans

Establishment fee is 20% of loan amount.

Monthly fee is 4% of loan amount.

A dishonor fee of $12 will be charged each time you fail to make your scheduled payment. We will reattempt the repayment twice each payment cycle.

A daily default fee of $5 while your account remains in default.

There are no penalties for paying your loan out early.

 

Medium Amount Loans

Establishment fee 400$.

Monthly fee is 4% of loan amount.

A dishonor fee of $12 will be charged each time you fail to make your scheduled payment. We will reattempt the repayment twice each payment cycle.

A daily default fee of $5 while your account remains in default.

There are no penalties for paying your loan out early.

How it works ?

Once you have submitted your application, we will verify the information you have provided and we may need to collect additional documents. As a responsible lender, we conduct various inquiries including a credit check as part of our assessment process.

We use an authorised third party company – Credit Sense to obtain your latest bank statements. This enables us to assess your application quicker. Be assured that we do not have any control of your bank account and your banking details are not storeed by us or Credit Sense. We take your security seriously and all your information on this site is well protected.

Once all our checks have been done, we get back to you and arrange for the funds to be transferred to your bank account.

Making your repayments is also easy. We will set up direct debit payments on a nominated date and send you a reminder a few days before.

There is no cost to you whatsoever if you are unsuccessful in getting a loan from us. You are welcome to come back when your circumstances change.

Can I apply if I’m having unpaid default?

No! If you are current having unpaid default or discharged Bankrupt or Part 9 Agreement we will automatically decline the application.

How long does it take?

Depends on how tech savvy you are but most people get the application done within 5 minutes or less! And after that, we can take up to 1 hour to complete the assessment process. Please Note: If we require any additional support during the application process, the time frame may be extended.

Have more questions? Contact Us Now

If you have any further questions, contact us through:

Email: admin@mycashonline.com.au

Phone: 1300 998 868

Mail: PO Box 163, Forest Hill Vic 3131

Need more help?

Feel free to ask us about it!
Live help

Monday – Friday 9:00 AM – 5:00 PM (Close In Public Holiday)

Call us

anytime during business hours.
1300 998 868

See our FAQs

See answers to questions on how to use our services



*Disclaimer & Example: For our Small Loans of $2,000 or less, an APR (Annual Percentage Rate) doesn't apply. These loans are fee-based only with a term between 62 and 180 days, and so the APR is 0%. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed. Representative example: a loan of $1,000 repaid over 3 months equates to a total amount payable of $1,320 comprised of $1,000 principal (amount borrowed), $200 establishment fee and $120 in monthly fees. The maximum comparison rate on loans between $300 and $2000 is 199.43%.
For our Medium Loans between $2,100 and $5,000, with a term between 2 months and 12 months, the maximum Annual Percentage Rate (APR) is 48% (Comparison rate 65.6597% p.a.) and there is a $400 Establishment Fee. A Medium Loan of $3,000 borrowed over 1 year would equate to a total amount payable of $4,289 (including a $400 establishment fee).

Under the current legislation, most small personal loan providers don’t charge an annual interest rate (you’ll know this as an APR %). The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

© 2022 Owned by Australian Synergy Finance Pty Ltd, ABN 54 613 655 646. Australian Credit Licence 490422. The information on this webpage is general information only and does not take into account your objectives, financial situation or needs.