9-Jan

Who says we need money to get healthy – 5 ways to get fit for free

Getting fit shouldn’t mean we have to splash out all the time. Money is important but not everything. People often work long hours to pay bills, cash loans, payday loans or go on holiday, having a healthy body is a vital thing which we should all strive to attain and there are plenty of ways to achieve it, for free. From taking advantage of taster-sessions to simply working out in the comfort of your own home, here are 5 ways you can get your heart into shape.

 

  1. Workout at home

No need for fancy gym equipment or pay fast cash online, save money and burn calories by doing a 10-minute workout in your own home. There are tons of equipment-free routines to perform and if you get stuck, download a fitness app, browse the internet or read from a workout book to guide you. Also, keep your eye open for online freebies such as, sports equipment and training DVDs, they’re free and help you get fit. Inviting friends round for a night of dancing is also a brilliant and fun way to get fit too!

  1. Get fit outside

This one seems pretty obvious, but it’s the most effective. Whether it’s playing sports in your local park, a jog round the block or a workout routine in your own garden, take advantage of Mother Earth. If you have a car, use it less. This saves you petrol, meaning tucking away extra coins in the long run. Not only is the world your oyster when it comes to getting fit, but some parks offer an outdoor gym which residents can use for free!

  1. Go to taster-sessions

Local leisure centres typically offer initiative classes to encourage people to get into shape. Make use of the free swimming and exercise classes which are available around your area. Also, if your local gym offers it, take advantage of the free gym-pass. This normally lasts for a day and gives you the chance to see how certain equipment works, various routines you can try at home, and a way to get fitness advice from staff members.

  1. Change your eating habits

Sounds easy right? Believe it or not, for a lot of people, this is probably the hardest method in getting fit. In order to change one’s diet, it takes motivation, patience and self-confidence. Ask family and friends to support you, get tips from your GP and become a member of an online diet forum. Simply by swapping a chocolate bar for a yoghurt or a side of chips for a fresh salad, these little changes can help you with avoiding fat and saves you money.

  1. Get a part-time job

Having a part-time job which gets you physically active will burn the calories and shred the fat in a matter of a few months. In addition to being a great way to get fit, you’ll be earning money on the side and paying off quick loans. From working as a shop assistant to being a PE teacher, you’ll be getting toned up in no time!

 



*Disclaimer & Example: For our Small Loans of $2,000 or less, an APR (Annual Percentage Rate) doesn't apply. These loans are fee-based only with a term between 62 and 180 days, and so the APR is 0%. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed. Representative example: a loan of $1,000 repaid over 3 months equates to a total amount payable of $1,320 comprised of $1,000 principal (amount borrowed), $200 establishment fee and $120 in monthly fees. The maximum comparison rate on loans between $300 and $2000 is 199.43%.
For our Medium Loans between $2,100 and $5,000, with a term between 2 months and 12 months, the maximum Annual Percentage Rate (APR) is 48% (Comparison rate 65.6597% p.a.) and there is a $400 Establishment Fee. A Medium Loan of $3,000 borrowed over 1 year would equate to a total amount payable of $4,289 (including a $400 establishment fee).

Under the current legislation, most small personal loan providers don’t charge an annual interest rate (you’ll know this as an APR %). The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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