31-Mar

Get a Small Cash Loan from MyCashOnline

Small cash loans are a great way to get the money you need fast.

At MyCashOnline, we offer cash n go loan to all Australian who need fast cash and meet our standard and our primary aim is to fulfil your exigency. We provide instant payday loans ranging from 200-2000 over the period up to 12 months. Our processing turnaround time is short and is all online. Wherever you are, you can easily apply instant cash loans online even from your mobile phone.

A friendly reminder from MyCashOnline quick loans expert, make sure you can afford the repayments. Before you take out a loan, be sure that you can afford the monthly repayments. miss payments can lead to late fees and additional interest charges, so make sure you budget carefully.

When you receive your loan, be sure to use it wisely. Use it for something that is necessary, such as bills or repairs, rather than using it for frivolous purchases.

Please also make sure repay your loan on time. Once you have used your loan for its intended purpose, be sure to repay it on time in order to avoid any additional fees or charges

At MyCashOnline Australia, we offer cash n go loan to all Australian who need fast cash and meet our standard and our primary aim is to fulfil your exigency. We provide instant payday loans ranging from 200-2000 over the period up to 12 months. Our processing turnaround time is short and is all online. Wherever you are, you can easily apply instant cash loans online even from your mobile phone.


*Disclaimer & Example: For our Small Loans of $2,000 or less, an APR (Annual Percentage Rate) doesn't apply. These loans are fee-based only with a term between 62 and 180 days, and so the APR is 0%. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed. Representative example: a loan of $1,000 repaid over 3 months equates to a total amount payable of $1,320 comprised of $1,000 principal (amount borrowed), $200 establishment fee and $120 in monthly fees. The maximum comparison rate on loans between $300 and $2000 is 199.43%.
For our Medium Loans between $2,100 and $5,000, with a term between 2 months and 12 months, the maximum Annual Percentage Rate (APR) is 48% (Comparison rate 65.6597% p.a.) and there is a $400 Establishment Fee. A Medium Loan of $3,000 borrowed over 1 year would equate to a total amount payable of $4,289 (including a $400 establishment fee).

Under the current legislation, most small personal loan providers don’t charge an annual interest rate (you’ll know this as an APR %). The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

© 2023 Owned by Australian Synergy Finance Pty Ltd, ABN 54 613 655 646. Australian Credit Licence 490422. The information on this webpage is general information only and does not take into account your objectives, financial situation or needs.