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Weekend Loan

A weekend loan is essentially another name for a cash loan. The name comes from its purpose; you may need a weekend loan to go on a weekend getaway or spend your weekend doing some retail therapy.

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Short-term Loan

A short-term loan is a small loan designed to be repaid within a short period. These loans are under $2,000, with terms from 16 days up to 6 months. They usually feature quick applications and fast turnaround times.

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Long-term Loan

A long-term loan is a form of loan that is paid off over an extended period of time greater than 3 years. This time period can be anywhere between 5-7 years.

Same Day Loan

Same Day Loan

A same-day loan is any loan that’s disbursed the same day you’re approved for it. You may need extra cash quickly to make ends meet. A same day loan helps and can get you cash right away.

Emergency Loan

Emergency Loan

An emergency loan is a form of short-term that covers your expenses in case of an emergency  to help borrowers pay for unexpected expenses.

Easy Loan

Easy Loan

An easy loan is usually referred to as quick short-term loans that are easy to apply for and enable you to get an instant decision on whether or not you qualify.


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*Disclaimer & Example: For our Small Loans of $2,000 or less, an APR (Annual Percentage Rate) doesn't apply. These loans are fee-based only with a term between 62 and 180 days, and so the APR is 0%. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed. Representative example: a loan of $1,000 repaid over 3 months equates to a total amount payable of $1,320 comprised of $1,000 principal (amount borrowed), $200 establishment fee and $120 in monthly fees. The maximum comparison rate on loans between $300 and $2000 is 199.43%.
For our Medium Loans between $2,100 and $5,000, with a term between 2 months and 12 months, the maximum Annual Percentage Rate (APR) is 48% (Comparison rate 65.6597% p.a.) and there is a $400 Establishment Fee. A Medium Loan of $3,000 borrowed over 1 year would equate to a total amount payable of $4,289 (including a $400 establishment fee).

Under the current legislation, most small personal loan providers don’t charge an annual interest rate (you’ll know this as an APR %). The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

© 2023 Owned by Australian Synergy Finance Pty Ltd, ABN 54 613 655 646. Australian Credit Licence 490422. The information on this webpage is general information only and does not take into account your objectives, financial situation or needs.