Mark Stivens

Brief info

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Sit no integre ponderum interpretaris, usu id minim aeterno detraxit. Te quaeque maiorum consequat eum, nam ei lorem mollis corpora. Quo at facilis adversarium, at has esse soleat verterem. Et graece veritus admodum per, pro atqui pertinacia deterruisset te.

Sit in tollit accusamus, sed diam magna animal at. Ad illum efficiendi signiferumque nec, esse justo quo an. Eu his etiam perpetua posidonium. Wisi labitur scriptorem id vix. An stet sanctus vim.

An nec movet voluptatum, petentium reprehendunt ut nam, diam salutandi nam ad. Eum postea labitur platonem ad. At labitur delenit nam, his periculis suscipiantur ut. Vim cu nibh everti, quo ad amet dicta, eam ut agam ubique deserunt. Ea duo elit decore perpetua, ex munere nonumy pri.

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*Disclaimer & Example: For our Small Loans of $2,000 or less, an APR (Annual Percentage Rate) doesn't apply. These loans are fee-based only with a term between 62 and 180 days, and so the APR is 0%. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed. Representative example: a loan of $1,000 repaid over 3 months equates to a total amount payable of $1,320 comprised of $1,000 principal (amount borrowed), $200 establishment fee and $120 in monthly fees. The maximum comparison rate on loans between $300 and $2000 is 199.43%.
For our Medium Loans between $2,100 and $5,000, with a term between 2 months and 12 months, the maximum Annual Percentage Rate (APR) is 48% (Comparison rate 65.6597% p.a.) and there is a $400 Establishment Fee. A Medium Loan of $3,000 borrowed over 1 year would equate to a total amount payable of $4,289 (including a $400 establishment fee).

Under the current legislation, most small personal loan providers don’t charge an annual interest rate (you’ll know this as an APR %). The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on loans between $300 and $2000 is 199.43%. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

© 2022 Owned by Australian Synergy Finance Pty Ltd, ABN 54 613 655 646. Australian Credit Licence 490422. The information on this webpage is general information only and does not take into account your objectives, financial situation or needs.